Retail Property Financing
Financing for retail centers, strip centers, shopping centers, and single-tenant NNN properties, supporting acquisition, refinance, and investment strategies.
Secure strategic financing for shopping centers and retail properties with investor-focused guidance from Kingdom Capital Financial. Whether you are acquiring, refinancing, repositioning, or developing a retail asset, our lending network helps structure capital around the property, borrower, and investment strategy. Nationwide support, flexible commercial financing solutions, and streamlined application options help you pursue opportunities with greater confidence.

Flexible commercial financing options for acquiring, refinancing, developing, and repositioning shopping center and retail properties.
Financing for retail centers, strip centers, shopping centers, and single-tenant NNN properties, supporting acquisition, refinance, and investment strategies.
Short-term capital for acquisitions, transitional properties, repositioning, lease-up, construction completion, and other situations requiring funding before permanent financing or sale.
Funding for ground-up development, major renovations, and value-add projects, with structures aligned to project costs and the planned exit strategy.
Shopping center financing requires attention to property income, tenant mix, investment goals, and the anticipated exit strategy. Kingdom Capital Financial connects investors with commercial lending solutions for acquisition, refinance, development, and repositioning scenarios. Its experienced lending network helps evaluate the opportunity and pursue a structure suited to the retail property and borrower, with nationwide support and a streamlined application process.

Our investor-focused lending network helps align commercial capital with your property and growth strategy.
Guidance designed around real estate investors, business owners, and commercial property goals.
Customized options support acquisition, refinance, development, repositioning, and strategic portfolio growth.
Experienced financial professionals and investor loan partners help navigate complex financing decisions.
A simple application process helps reduce paperwork while pursuing timely commercial financing opportunities.
Experienced professionals guide investors through commercial financing decisions.

Founder & CE
Michael A. Kirk is the Founder & CEO of Kingdom Capital Financial, bringing an impressive 29 years of experience in the financial industry. Since launching his career in 1997, Michael has consistently been a top performer, building a deep expertise in real estate investment financing and strategic capital solutions. As founder, he established Kingdom Capital Financial's mission of helping real estate investors and business owners nationwide build wealth through flexible, investor-focused lending programs. Michael's leadership is grounded in integrity, truth, and excellence, guiding the company's approach to every client relationship. His extensive industry knowledge and long-standing commitment to client success have positioned Kingdom Capital Financial as a trusted partner for investors seeking to expand their portfolios with confidence and strategic financial guidance.

VP of Operations
Stephen Salanitri serves as VP of Operations at Kingdom Capital Financial, bringing over 20 years of sales leadership experience combined with a unique background in ministry. This distinctive blend of expertise allows Stephen to lead the company's operations with both strategic business acumen and a genuine, values-driven approach to client relationships. He oversees the day-to-day operational functions that keep Kingdom Capital Financial running efficiently, ensuring investors and business owners receive timely, well-coordinated service throughout their financing journey. Stephen's dedication to integrity and excellence reflects the company's core mission of building lasting partnerships with real estate investors nationwide. His leadership ensures that operational processes align seamlessly with the company's commitment to helping clients achieve their real estate and business financing goals.

Investor Loan Partner
Mark Tope is an Investor Loan Partner at Kingdom Capital Financial with over 30 years of experience as a seasoned business entrepreneur. His extensive background in business ownership gives him a practical, results-driven perspective when guiding real estate investors and business owners through their financing options. Mark specializes in helping clients navigate the lending process, offering tailored capital solutions that support portfolio growth and long-term wealth-building strategies. His decades of entrepreneurial experience allow him to relate directly to the challenges investors face, providing insightful, straightforward guidance from application through funding. Mark is committed to Kingdom Capital Financial's core values of integrity, truth, and excellence, ensuring every client he works with feels supported and confident in their financing decisions.

Investor Loan Partner
Santino Salanitri is an Investor Loan Partner at Kingdom Capital Financial, specializing in ground-up construction, fix-and-flip, DSCR, and commercial loan programs. His focused expertise across these diverse lending categories allows him to serve a wide range of real estate investors, from those building new properties to those repositioning existing assets for maximum returns. Santino works closely with clients to structure financing solutions that align with their specific investment strategies, whether they're flipping properties, developing new construction, or acquiring cash-flowing rental assets. His knowledge of DSCR and commercial lending makes him a valuable resource for investors seeking flexible qualification options beyond traditional income verification. Santino upholds Kingdom Capital Financial's commitment to integrity and excellence in every client interaction, nationwide.

Processing & Operations
Hahn (Nguyen) Montalvo serves as a Commercial Real Estate Investment Loan Partner and Processor at Kingdom Capital Financial, bringing over 20 years of experience to the role. Hahn's deep expertise in loan processing and commercial real estate financing ensures that client applications move smoothly and efficiently through every stage of the funding process. Her meticulous attention to detail and thorough understanding of investment lending requirements help minimize delays and streamline approvals for investors nationwide. Hahn plays a critical role in the operations team, coordinating between clients and lending partners to ensure accuracy and compliance throughout each transaction. Her long-standing experience and dedication to excellence make her an integral part of Kingdom Capital Financial's mission to help investors build their real estate portfolios with confidence.
The interest rate for a shopping center or shop loan is determined by factors such as the property, loan structure, borrower profile, project objectives, and anticipated exit strategy. Rates may vary across retail property, bridge, construction, and other commercial financing programs. Kingdom Capital Financial evaluates the opportunity and helps identify suitable capital options rather than presenting a one-size-fits-all rate.
Talk with an experienced lending professional about your retail property goals.
Commercial real estate financing guidance for shopping center investors across Nationwide.
Nationwide
Service Area
Retail Properties
Loan Focus
Investor-Focused
Guidance
Connect with the lending team to review your shopping center financing objectives.
A core company value guiding client relationships and financing guidance.
A stated company value supporting clear and straightforward investor communication.
A core value reflected in the company’s approach to strategic capital solutions.
Share your property and investment objectives so the lending team can help explore suitable commercial financing options.
For immediate assistance, feel free to give us a direct call at +1 727.470.4171. You can also send us a quick email at info@king-cap.com.
For immediate assistance, feel free to give us a direct call at +1 727.470.4171. You can also send us a quick email at info@king-cap.com.