Ground-Up Financing
Construction financing for new multifamily development projects, supporting capital needs from pre-development through completion and stabilization.
Build your multifamily project with financing structured around development costs, construction needs, and your planned exit strategy. Kingdom Capital Financial helps real estate investors evaluate ground-up development, major renovation, bridge, and permanent financing options through an experienced nationwide lending network. From early planning through completion and stabilization, receive strategic guidance designed to support confident portfolio growth.

Flexible capital solutions for multifamily development, construction, renovation, stabilization, and long-term investment strategies.
Construction financing for new multifamily development projects, supporting capital needs from pre-development through completion and stabilization.
Financing for construction and major renovation projects, with structures aligned to project costs, borrower goals, and the planned exit strategy.
Financing for 5+ unit multifamily properties through conventional, agency, FHA/Ginnie, CMBS, bridge, and portfolio structures.
Short-term capital for acquisitions, transitional properties, repositioning, lease-up, construction completion, or periods before permanent financing or sale.
Secondary or layered capital designed to increase total project leverage and potentially reduce the equity required from experienced sponsors.
Pre-qualification and deal structuring support to identify capital aligned with the property, borrower, project, and intended exit strategy.
Multifamily development requires financing that reflects construction costs, project complexity, and the intended path to completion or stabilization. Kingdom Capital Financial helps investors compare ground-up, bridge, mezzanine, and permanent financing structures through an experienced nationwide lending network. The team works to simplify the application process and connect each project with a strategy designed for its investment objectives.

Get investor-focused guidance and financing options designed around your property strategy.
Financing guidance built around real estate investors, developers, and long-term portfolio growth objectives.
Compare construction, bridge, mezzanine, permanent, and portfolio options through one experienced lending network.
Nationwide service helps investors pursue multifamily opportunities across the United States with coordinated lending support.
A simple application process helps reduce paperwork while keeping financing discussions focused and organized.
Experienced professionals helping investors navigate strategic capital solutions.

Founder & CE
Michael A. Kirk is the Founder & CEO of Kingdom Capital Financial, bringing an impressive 29 years of experience in the financial industry. Since launching his career in 1997, Michael has consistently been a top performer, building a deep expertise in real estate investment financing and strategic capital solutions. As founder, he established Kingdom Capital Financial's mission of helping real estate investors and business owners nationwide build wealth through flexible, investor-focused lending programs. Michael's leadership is grounded in integrity, truth, and excellence, guiding the company's approach to every client relationship. His extensive industry knowledge and long-standing commitment to client success have positioned Kingdom Capital Financial as a trusted partner for investors seeking to expand their portfolios with confidence and strategic financial guidance.

VP of Operations
Stephen Salanitri serves as VP of Operations at Kingdom Capital Financial, bringing over 20 years of sales leadership experience combined with a unique background in ministry. This distinctive blend of expertise allows Stephen to lead the company's operations with both strategic business acumen and a genuine, values-driven approach to client relationships. He oversees the day-to-day operational functions that keep Kingdom Capital Financial running efficiently, ensuring investors and business owners receive timely, well-coordinated service throughout their financing journey. Stephen's dedication to integrity and excellence reflects the company's core mission of building lasting partnerships with real estate investors nationwide. His leadership ensures that operational processes align seamlessly with the company's commitment to helping clients achieve their real estate and business financing goals.

Investor Loan Partner
Mark Tope is an Investor Loan Partner at Kingdom Capital Financial with over 30 years of experience as a seasoned business entrepreneur. His extensive background in business ownership gives him a practical, results-driven perspective when guiding real estate investors and business owners through their financing options. Mark specializes in helping clients navigate the lending process, offering tailored capital solutions that support portfolio growth and long-term wealth-building strategies. His decades of entrepreneurial experience allow him to relate directly to the challenges investors face, providing insightful, straightforward guidance from application through funding. Mark is committed to Kingdom Capital Financial's core values of integrity, truth, and excellence, ensuring every client he works with feels supported and confident in their financing decisions.

Investor Loan Partner
Santino Salanitri is an Investor Loan Partner at Kingdom Capital Financial, specializing in ground-up construction, fix-and-flip, DSCR, and commercial loan programs. His focused expertise across these diverse lending categories allows him to serve a wide range of real estate investors, from those building new properties to those repositioning existing assets for maximum returns. Santino works closely with clients to structure financing solutions that align with their specific investment strategies, whether they're flipping properties, developing new construction, or acquiring cash-flowing rental assets. His knowledge of DSCR and commercial lending makes him a valuable resource for investors seeking flexible qualification options beyond traditional income verification. Santino upholds Kingdom Capital Financial's commitment to integrity and excellence in every client interaction, nationwide.

Processing & Operations
Hahn (Nguyen) Montalvo serves as a Commercial Real Estate Investment Loan Partner and Processor at Kingdom Capital Financial, bringing over 20 years of experience to the role. Hahn's deep expertise in loan processing and commercial real estate financing ensures that client applications move smoothly and efficiently through every stage of the funding process. Her meticulous attention to detail and thorough understanding of investment lending requirements help minimize delays and streamline approvals for investors nationwide. Hahn plays a critical role in the operations team, coordinating between clients and lending partners to ensure accuracy and compliance throughout each transaction. Her long-standing experience and dedication to excellence make her an integral part of Kingdom Capital Financial's mission to help investors build their real estate portfolios with confidence.
The best interest rate depends on factors such as the project, borrower profile, property type, construction plan, leverage, and planned exit strategy. Construction financing may be structured differently from permanent or bridge financing. Kingdom Capital Financial helps investors compare available structures and identify an option aligned with project costs, anticipated cash flow, and financing objectives.
Talk with an investor loan partner about your multifamily project.
Kingdom Capital Financial supports real estate investors pursuing multifamily financing across the United States.
Nationwide
Service Area
Real Estate Financing
Investor Focus
Experienced Loan Partners
Support
Connect with the team to review your financing goals and next steps.
Capital solutions designed around real estate investment objectives.
Support for ground-up development and major renovation strategies.
Financing support available to investors across the United States.
Share your project details and connect with an investor loan partner about available financing paths.
For immediate assistance, feel free to give us a direct call at +1 727.470.4171. You can also send us a quick email at info@king-cap.com.
For immediate assistance, feel free to give us a direct call at +1 727.470.4171. You can also send us a quick email at info@king-cap.com.