Commercial Mortgage Brokers in Florida

Secure strategic financing for commercial real estate acquisitions, refinancing, development, and repositioning with guidance from Kingdom Capital Financial. Our investor-focused lending network helps Florida borrowers evaluate flexible capital solutions for office, retail, industrial, multifamily, hospitality, mixed-use, and other income-producing properties while supporting long-term portfolio growth and wealth-building strategies.

Commercial mortgage broker reviewing property financing documents with an investor

Our Commercial Mortgage Services

Flexible financing solutions for commercial properties, investment strategies, development projects, and business expansion needs.

Commercial Real Estate Loans

Financing for income-producing commercial properties, including multifamily, retail, office, industrial, hospitality, self-storage, and mixed-use assets.

Construction Financing

Capital for ground-up development, major renovations, and value-add projects, structured around project costs and the intended exit strategy.

Bridge Financing

Short-term financing for acquisitions, transitional properties, repositioning, lease-up, construction completion, and situations preceding permanent financing or sale.

Multifamily Financing

Financing for five-unit and larger multifamily properties through conventional, agency, FHA/Ginnie, CMBS, bridge, and portfolio structures.

SBA Loans

SBA financing for business acquisition, refinancing, expansion, working capital, and owner-occupied commercial real estate needs.

Loan Structuring

Pre-qualification and deal structuring that evaluates the property, borrower, project, and exit strategy to identify suitable capital options.

Investor-Focused Guidance

Structure Capital For Your Strategy

Commercial financing requires more than locating a loan. Kingdom Capital Financial helps Florida investors and business owners compare capital structures for acquisition, refinance, construction, repositioning, and expansion. Its network of experienced professionals evaluates the property, borrower, business plan, and exit strategy to help identify a practical path forward for commercial real estate opportunities and portfolio growth.

Advisor presenting commercial property financing options to an investor
The Kingdom Difference

Why Choose Kingdom Capital Financial?

Experienced lending guidance and flexible financing options for investors and business owners.

Flexible Options

Access commercial, bridge, construction, SBA, DSCR, and other lending structures through one experienced network.

Investor Focused

Solutions are shaped around property strategy, cash flow, equity, and long-term portfolio growth goals.

Strategic Guidance

Experienced loan partners help Florida borrowers evaluate financing choices and align capital with exit strategy.

Streamlined Process

A simple application process and coordinated operations help reduce paperwork throughout the financing journey.

Meet The Financing Team

Experienced professionals guiding investors and business owners toward strategic capital solutions.

Portrait of Michael Kirk, Founder & CEO

Michael Kirk

Founder & CE

Michael A. Kirk is the Founder & CEO of Kingdom Capital Financial, bringing an impressive 29 years of experience in the financial industry. Since launching his career in 1997, Michael has consistently been a top performer, building a deep expertise in real estate investment financing and strategic capital solutions. As founder, he established Kingdom Capital Financial's mission of helping real estate investors and business owners nationwide build wealth through flexible, investor-focused lending programs. Michael's leadership is grounded in integrity, truth, and excellence, guiding the company's approach to every client relationship. His extensive industry knowledge and long-standing commitment to client success have positioned Kingdom Capital Financial as a trusted partner for investors seeking to expand their portfolios with confidence and strategic financial guidance.

Portrait of Stephen Salanitri, VP of Operations

Stephen Salanitri

VP of Operations

Stephen Salanitri serves as VP of Operations at Kingdom Capital Financial, bringing over 20 years of sales leadership experience combined with a unique background in ministry. This distinctive blend of expertise allows Stephen to lead the company's operations with both strategic business acumen and a genuine, values-driven approach to client relationships. He oversees the day-to-day operational functions that keep Kingdom Capital Financial running efficiently, ensuring investors and business owners receive timely, well-coordinated service throughout their financing journey. Stephen's dedication to integrity and excellence reflects the company's core mission of building lasting partnerships with real estate investors nationwide. His leadership ensures that operational processes align seamlessly with the company's commitment to helping clients achieve their real estate and business financing goals.

Portrait of Mark Tope, Investor Loan Partner

Mark Tope

Investor Loan Partner

Mark Tope is an Investor Loan Partner at Kingdom Capital Financial with over 30 years of experience as a seasoned business entrepreneur. His extensive background in business ownership gives him a practical, results-driven perspective when guiding real estate investors and business owners through their financing options. Mark specializes in helping clients navigate the lending process, offering tailored capital solutions that support portfolio growth and long-term wealth-building strategies. His decades of entrepreneurial experience allow him to relate directly to the challenges investors face, providing insightful, straightforward guidance from application through funding. Mark is committed to Kingdom Capital Financial's core values of integrity, truth, and excellence, ensuring every client he works with feels supported and confident in their financing decisions.

Portrait of Santino Salanitri, Investor Loan Partner

Santino Salanitri

Investor Loan Partner

Santino Salanitri is an Investor Loan Partner at Kingdom Capital Financial, specializing in ground-up construction, fix-and-flip, DSCR, and commercial loan programs. His focused expertise across these diverse lending categories allows him to serve a wide range of real estate investors, from those building new properties to those repositioning existing assets for maximum returns. Santino works closely with clients to structure financing solutions that align with their specific investment strategies, whether they're flipping properties, developing new construction, or acquiring cash-flowing rental assets. His knowledge of DSCR and commercial lending makes him a valuable resource for investors seeking flexible qualification options beyond traditional income verification. Santino upholds Kingdom Capital Financial's commitment to integrity and excellence in every client interaction, nationwide.

Portrait of Hahn (Nguyen) Montalvo, Processing & Operations

Hahn (Nguyen) Montalvo

Processing & Operations

Hahn (Nguyen) Montalvo serves as a Commercial Real Estate Investment Loan Partner and Processor at Kingdom Capital Financial, bringing over 20 years of experience to the role. Hahn's deep expertise in loan processing and commercial real estate financing ensures that client applications move smoothly and efficiently through every stage of the funding process. Her meticulous attention to detail and thorough understanding of investment lending requirements help minimize delays and streamline approvals for investors nationwide. Hahn plays a critical role in the operations team, coordinating between clients and lending partners to ensure accuracy and compliance throughout each transaction. Her long-standing experience and dedication to excellence make her an integral part of Kingdom Capital Financial's mission to help investors build their real estate portfolios with confidence.

Frequently Asked Questions

What does a commercial mortgage broker do?

A commercial mortgage broker helps investors and business owners evaluate financing options and connect property or business needs with suitable lending structures. Kingdom Capital Financial considers factors such as the property, borrower, project, cash flow, and exit strategy when helping clients explore acquisition, refinance, construction, bridge, SBA, and other commercial financing solutions.

What types of commercial properties can be financed?

Can commercial financing be used to refinance an existing property?

What is bridge financing used for?

Can investors qualify based on property cash flow?

Does Kingdom Capital Financial offer construction financing?

Can SBA loans be used for commercial real estate?

How do I begin evaluating commercial financing options?

Have More Financing Questions?

Talk with an experienced loan partner about your commercial financing goals.

Commercial Financing Nationwide

Kingdom Capital Financial supports investors and business owners across Florida and nationwide.

Nationwide

Service Area

New Port Richey, FL

Headquarters

Investor Focused

Guidance

Ready To Explore Your Options?

Connect with the team to discuss your property, project, or business financing needs.

Trusted Principles

Awards and Recognition

Kingdom Capital Financial integrity commitment graphic

Integrity Commitment

A values-led approach to every client relationship.

Investor-focused lending network graphic

Investor-Focused Network

Experienced financial professionals supporting strategic capital solutions.

Nationwide commercial financing service graphic

Nationwide Service

Commercial financing support for borrowers across the country.

Build Your Commercial Financing Strategy

Share your goals with Kingdom Capital Financial and explore potential capital solutions for your next opportunity.

Contact Us Today

For immediate assistance, feel free to give us a direct call at +1 727.470.4171. You can also send us a quick email at info@king-cap.com.