Commercial Real Estate Loans
Financing for income-producing commercial properties, including multifamily, retail, office, industrial, hospitality, self-storage, and mixed-use assets.
Secure strategic financing for commercial real estate acquisitions, refinancing, development, and repositioning with guidance from Kingdom Capital Financial. Our investor-focused lending network helps Florida borrowers evaluate flexible capital solutions for office, retail, industrial, multifamily, hospitality, mixed-use, and other income-producing properties while supporting long-term portfolio growth and wealth-building strategies.

Flexible financing solutions for commercial properties, investment strategies, development projects, and business expansion needs.
Financing for income-producing commercial properties, including multifamily, retail, office, industrial, hospitality, self-storage, and mixed-use assets.
Capital for ground-up development, major renovations, and value-add projects, structured around project costs and the intended exit strategy.
Short-term financing for acquisitions, transitional properties, repositioning, lease-up, construction completion, and situations preceding permanent financing or sale.
Financing for five-unit and larger multifamily properties through conventional, agency, FHA/Ginnie, CMBS, bridge, and portfolio structures.
SBA financing for business acquisition, refinancing, expansion, working capital, and owner-occupied commercial real estate needs.
Pre-qualification and deal structuring that evaluates the property, borrower, project, and exit strategy to identify suitable capital options.
Commercial financing requires more than locating a loan. Kingdom Capital Financial helps Florida investors and business owners compare capital structures for acquisition, refinance, construction, repositioning, and expansion. Its network of experienced professionals evaluates the property, borrower, business plan, and exit strategy to help identify a practical path forward for commercial real estate opportunities and portfolio growth.

Experienced lending guidance and flexible financing options for investors and business owners.
Access commercial, bridge, construction, SBA, DSCR, and other lending structures through one experienced network.
Solutions are shaped around property strategy, cash flow, equity, and long-term portfolio growth goals.
Experienced loan partners help Florida borrowers evaluate financing choices and align capital with exit strategy.
A simple application process and coordinated operations help reduce paperwork throughout the financing journey.
Experienced professionals guiding investors and business owners toward strategic capital solutions.

Founder & CE
Michael A. Kirk is the Founder & CEO of Kingdom Capital Financial, bringing an impressive 29 years of experience in the financial industry. Since launching his career in 1997, Michael has consistently been a top performer, building a deep expertise in real estate investment financing and strategic capital solutions. As founder, he established Kingdom Capital Financial's mission of helping real estate investors and business owners nationwide build wealth through flexible, investor-focused lending programs. Michael's leadership is grounded in integrity, truth, and excellence, guiding the company's approach to every client relationship. His extensive industry knowledge and long-standing commitment to client success have positioned Kingdom Capital Financial as a trusted partner for investors seeking to expand their portfolios with confidence and strategic financial guidance.

VP of Operations
Stephen Salanitri serves as VP of Operations at Kingdom Capital Financial, bringing over 20 years of sales leadership experience combined with a unique background in ministry. This distinctive blend of expertise allows Stephen to lead the company's operations with both strategic business acumen and a genuine, values-driven approach to client relationships. He oversees the day-to-day operational functions that keep Kingdom Capital Financial running efficiently, ensuring investors and business owners receive timely, well-coordinated service throughout their financing journey. Stephen's dedication to integrity and excellence reflects the company's core mission of building lasting partnerships with real estate investors nationwide. His leadership ensures that operational processes align seamlessly with the company's commitment to helping clients achieve their real estate and business financing goals.

Investor Loan Partner
Mark Tope is an Investor Loan Partner at Kingdom Capital Financial with over 30 years of experience as a seasoned business entrepreneur. His extensive background in business ownership gives him a practical, results-driven perspective when guiding real estate investors and business owners through their financing options. Mark specializes in helping clients navigate the lending process, offering tailored capital solutions that support portfolio growth and long-term wealth-building strategies. His decades of entrepreneurial experience allow him to relate directly to the challenges investors face, providing insightful, straightforward guidance from application through funding. Mark is committed to Kingdom Capital Financial's core values of integrity, truth, and excellence, ensuring every client he works with feels supported and confident in their financing decisions.

Investor Loan Partner
Santino Salanitri is an Investor Loan Partner at Kingdom Capital Financial, specializing in ground-up construction, fix-and-flip, DSCR, and commercial loan programs. His focused expertise across these diverse lending categories allows him to serve a wide range of real estate investors, from those building new properties to those repositioning existing assets for maximum returns. Santino works closely with clients to structure financing solutions that align with their specific investment strategies, whether they're flipping properties, developing new construction, or acquiring cash-flowing rental assets. His knowledge of DSCR and commercial lending makes him a valuable resource for investors seeking flexible qualification options beyond traditional income verification. Santino upholds Kingdom Capital Financial's commitment to integrity and excellence in every client interaction, nationwide.

Processing & Operations
Hahn (Nguyen) Montalvo serves as a Commercial Real Estate Investment Loan Partner and Processor at Kingdom Capital Financial, bringing over 20 years of experience to the role. Hahn's deep expertise in loan processing and commercial real estate financing ensures that client applications move smoothly and efficiently through every stage of the funding process. Her meticulous attention to detail and thorough understanding of investment lending requirements help minimize delays and streamline approvals for investors nationwide. Hahn plays a critical role in the operations team, coordinating between clients and lending partners to ensure accuracy and compliance throughout each transaction. Her long-standing experience and dedication to excellence make her an integral part of Kingdom Capital Financial's mission to help investors build their real estate portfolios with confidence.
A commercial mortgage broker helps investors and business owners evaluate financing options and connect property or business needs with suitable lending structures. Kingdom Capital Financial considers factors such as the property, borrower, project, cash flow, and exit strategy when helping clients explore acquisition, refinance, construction, bridge, SBA, and other commercial financing solutions.
Talk with an experienced loan partner about your commercial financing goals.
Kingdom Capital Financial supports investors and business owners across Florida and nationwide.
Nationwide
Service Area
New Port Richey, FL
Headquarters
Investor Focused
Guidance
Connect with the team to discuss your property, project, or business financing needs.
A values-led approach to every client relationship.
Experienced financial professionals supporting strategic capital solutions.
Commercial financing support for borrowers across the country.
Share your goals with Kingdom Capital Financial and explore potential capital solutions for your next opportunity.
For immediate assistance, feel free to give us a direct call at +1 727.470.4171. You can also send us a quick email at info@king-cap.com.
For immediate assistance, feel free to give us a direct call at +1 727.470.4171. You can also send us a quick email at info@king-cap.com.