Construction Financing
Supports ground-up development and major construction projects across residential and multifamily properties, with structures aligned to project costs and exit strategy.
Build-to-rent projects require capital aligned with development costs, rental operations, and long-term investment goals. Kingdom Capital Financial helps real estate investors explore construction, multifamily, DSCR, bridge, and permanent financing options through an investor-focused lending network. With nationwide service and customized structuring, you can evaluate funding strategies for acquiring, developing, refinancing, or stabilizing rental communities.

Explore financing structures for developing, acquiring, renovating, stabilizing, and refinancing build-to-rent rental properties.
Supports ground-up development and major construction projects across residential and multifamily properties, with structures aligned to project costs and exit strategy.
Provides financing for five-plus-unit multifamily properties through conventional, agency, FHA/Ginnie, CMBS, bridge, and portfolio structures.
Long-term rental financing based primarily on property cash flow rather than traditional personal income, supporting purchases and refinancing.
Short-term capital for acquisitions, lease-up, repositioning, construction completion, or other situations requiring funding before permanent financing or sale.
Construction financing for new multifamily and commercial development projects from pre-development through completion and stabilization.
Combines short-term renovation financing with long-term rental financing for investors acquiring and improving properties before refinancing.
Build-to-rent financing may involve multiple phases, from land and construction through lease-up and permanent rental financing. Kingdom Capital Financial helps investors evaluate capital structures across construction, multifamily, bridge, DSCR, and rehab-to-rent programs. Its experienced lending network focuses on aligning financing with the property, borrower, project economics, and intended exit strategy while supporting portfolio growth nationwide.

Get investor-focused guidance and flexible capital solutions for build-to-rent opportunities.
Customized capital solutions support acquisition, construction, refinancing, repositioning, and rental portfolio growth.
Experienced loan partners understand real estate investment financing and complex project requirements.
Eligible investors may qualify based on current or anticipated property cash flow rather than personal income.
A simple application process helps reduce paperwork while supporting time-sensitive investment opportunities nationwide.
Experienced professionals guide investors through strategic financing decisions.

Founder & CE
Michael A. Kirk is the Founder & CEO of Kingdom Capital Financial, bringing an impressive 29 years of experience in the financial industry. Since launching his career in 1997, Michael has consistently been a top performer, building a deep expertise in real estate investment financing and strategic capital solutions. As founder, he established Kingdom Capital Financial's mission of helping real estate investors and business owners nationwide build wealth through flexible, investor-focused lending programs. Michael's leadership is grounded in integrity, truth, and excellence, guiding the company's approach to every client relationship. His extensive industry knowledge and long-standing commitment to client success have positioned Kingdom Capital Financial as a trusted partner for investors seeking to expand their portfolios with confidence and strategic financial guidance.

VP of Operations
Stephen Salanitri serves as VP of Operations at Kingdom Capital Financial, bringing over 20 years of sales leadership experience combined with a unique background in ministry. This distinctive blend of expertise allows Stephen to lead the company's operations with both strategic business acumen and a genuine, values-driven approach to client relationships. He oversees the day-to-day operational functions that keep Kingdom Capital Financial running efficiently, ensuring investors and business owners receive timely, well-coordinated service throughout their financing journey. Stephen's dedication to integrity and excellence reflects the company's core mission of building lasting partnerships with real estate investors nationwide. His leadership ensures that operational processes align seamlessly with the company's commitment to helping clients achieve their real estate and business financing goals.

Investor Loan Partner
Mark Tope is an Investor Loan Partner at Kingdom Capital Financial with over 30 years of experience as a seasoned business entrepreneur. His extensive background in business ownership gives him a practical, results-driven perspective when guiding real estate investors and business owners through their financing options. Mark specializes in helping clients navigate the lending process, offering tailored capital solutions that support portfolio growth and long-term wealth-building strategies. His decades of entrepreneurial experience allow him to relate directly to the challenges investors face, providing insightful, straightforward guidance from application through funding. Mark is committed to Kingdom Capital Financial's core values of integrity, truth, and excellence, ensuring every client he works with feels supported and confident in their financing decisions.

Investor Loan Partner
Santino Salanitri is an Investor Loan Partner at Kingdom Capital Financial, specializing in ground-up construction, fix-and-flip, DSCR, and commercial loan programs. His focused expertise across these diverse lending categories allows him to serve a wide range of real estate investors, from those building new properties to those repositioning existing assets for maximum returns. Santino works closely with clients to structure financing solutions that align with their specific investment strategies, whether they're flipping properties, developing new construction, or acquiring cash-flowing rental assets. His knowledge of DSCR and commercial lending makes him a valuable resource for investors seeking flexible qualification options beyond traditional income verification. Santino upholds Kingdom Capital Financial's commitment to integrity and excellence in every client interaction, nationwide.

Processing & Operations
Hahn (Nguyen) Montalvo serves as a Commercial Real Estate Investment Loan Partner and Processor at Kingdom Capital Financial, bringing over 20 years of experience to the role. Hahn's deep expertise in loan processing and commercial real estate financing ensures that client applications move smoothly and efficiently through every stage of the funding process. Her meticulous attention to detail and thorough understanding of investment lending requirements help minimize delays and streamline approvals for investors nationwide. Hahn plays a critical role in the operations team, coordinating between clients and lending partners to ensure accuracy and compliance throughout each transaction. Her long-standing experience and dedication to excellence make her an integral part of Kingdom Capital Financial's mission to help investors build their real estate portfolios with confidence.
BTR means “build-to-rent.” In finance, it generally refers to purpose-built residential rental communities developed for long-term leasing rather than individual home sales. Funding may involve construction financing during development, followed by bridge, permanent, multifamily, or DSCR financing as the project is completed, leased, and stabilized. The appropriate structure depends on the property, borrower, costs, cash flow, and exit strategy.
Speak with an investor loan partner about your rental project.
Kingdom Capital Financial helps real estate investors explore build-to-rent financing across the United States.
Nationwide
Service Area
Investor Lending
Primary Focus
Customized Solutions
Capital Approach
Connect with the team to review financing possibilities for your opportunity.
Capital solutions designed around real estate investment strategies
Financing structures tailored to property and project objectives
Real estate financing support available across the United States
Share your project details and connect with an investor-focused loan partner about available capital solutions.
For immediate assistance, feel free to give us a direct call at +1 727.470.4171. You can also send us a quick email at info@king-cap.com.
For immediate assistance, feel free to give us a direct call at +1 727.470.4171. You can also send us a quick email at info@king-cap.com.