Ground-Up Financing
Secure financing for new residential, multifamily, and commercial development projects, with structures designed around project costs and the intended exit strategy.
Fund your next investment property project with construction financing structured around development costs, renovation scope, and your planned exit strategy. Kingdom Capital Financial helps real estate investors pursue ground-up construction, major renovations, and value-add opportunities with customized capital solutions, streamlined applications, and nationwide support for residential, multifamily, and commercial investment properties.

Flexible financing options for ground-up development, major renovations, value-add projects, and investment property construction strategies.
Secure financing for new residential, multifamily, and commercial development projects, with structures designed around project costs and the intended exit strategy.
Fund major renovations and value-add improvements that reposition investment properties, improve performance, or prepare assets for refinancing or sale.
Evaluate project details, borrower objectives, property type, and exit strategy to help identify a suitable construction capital structure.
Construction financing can help investors move from acquisition or pre-development planning toward completed, income-producing assets. Kingdom Capital Financial structures solutions for ground-up development, major renovations, and value-add projects across residential, multifamily, and commercial properties. Financing is aligned with project costs and the planned exit strategy, helping borrowers pursue opportunities with clearer capital planning and responsive guidance.

Get strategic financing guidance from an experienced investor-focused lending network.
Financing is tailored to property type, project costs, borrower goals, and the planned exit strategy.
Loan partners understand construction, development, renovation, and broader real estate investment objectives.
Work with a nationwide lending network serving real estate investors across the United States.
A simple application process and experienced coordination can help reduce paperwork for borrowers.
Experienced professionals help investors evaluate and structure capital solutions.

Founder & CE
Michael A. Kirk is the Founder & CEO of Kingdom Capital Financial, bringing an impressive 29 years of experience in the financial industry. Since launching his career in 1997, Michael has consistently been a top performer, building a deep expertise in real estate investment financing and strategic capital solutions. As founder, he established Kingdom Capital Financial's mission of helping real estate investors and business owners nationwide build wealth through flexible, investor-focused lending programs. Michael's leadership is grounded in integrity, truth, and excellence, guiding the company's approach to every client relationship. His extensive industry knowledge and long-standing commitment to client success have positioned Kingdom Capital Financial as a trusted partner for investors seeking to expand their portfolios with confidence and strategic financial guidance.

VP of Operations
Stephen Salanitri serves as VP of Operations at Kingdom Capital Financial, bringing over 20 years of sales leadership experience combined with a unique background in ministry. This distinctive blend of expertise allows Stephen to lead the company's operations with both strategic business acumen and a genuine, values-driven approach to client relationships. He oversees the day-to-day operational functions that keep Kingdom Capital Financial running efficiently, ensuring investors and business owners receive timely, well-coordinated service throughout their financing journey. Stephen's dedication to integrity and excellence reflects the company's core mission of building lasting partnerships with real estate investors nationwide. His leadership ensures that operational processes align seamlessly with the company's commitment to helping clients achieve their real estate and business financing goals.

Investor Loan Partner
Mark Tope is an Investor Loan Partner at Kingdom Capital Financial with over 30 years of experience as a seasoned business entrepreneur. His extensive background in business ownership gives him a practical, results-driven perspective when guiding real estate investors and business owners through their financing options. Mark specializes in helping clients navigate the lending process, offering tailored capital solutions that support portfolio growth and long-term wealth-building strategies. His decades of entrepreneurial experience allow him to relate directly to the challenges investors face, providing insightful, straightforward guidance from application through funding. Mark is committed to Kingdom Capital Financial's core values of integrity, truth, and excellence, ensuring every client he works with feels supported and confident in their financing decisions.

Investor Loan Partner
Santino Salanitri is an Investor Loan Partner at Kingdom Capital Financial, specializing in ground-up construction, fix-and-flip, DSCR, and commercial loan programs. His focused expertise across these diverse lending categories allows him to serve a wide range of real estate investors, from those building new properties to those repositioning existing assets for maximum returns. Santino works closely with clients to structure financing solutions that align with their specific investment strategies, whether they're flipping properties, developing new construction, or acquiring cash-flowing rental assets. His knowledge of DSCR and commercial lending makes him a valuable resource for investors seeking flexible qualification options beyond traditional income verification. Santino upholds Kingdom Capital Financial's commitment to integrity and excellence in every client interaction, nationwide.

Processing & Operations
Hahn (Nguyen) Montalvo serves as a Commercial Real Estate Investment Loan Partner and Processor at Kingdom Capital Financial, bringing over 20 years of experience to the role. Hahn's deep expertise in loan processing and commercial real estate financing ensures that client applications move smoothly and efficiently through every stage of the funding process. Her meticulous attention to detail and thorough understanding of investment lending requirements help minimize delays and streamline approvals for investors nationwide. Hahn plays a critical role in the operations team, coordinating between clients and lending partners to ensure accuracy and compliance throughout each transaction. Her long-standing experience and dedication to excellence make her an integral part of Kingdom Capital Financial's mission to help investors build their real estate portfolios with confidence.
Construction loan interest rates vary based on factors such as the property type, project scope, borrower profile, requested structure, collateral, and planned exit strategy. Ground-up development and major renovation projects may be evaluated differently from other investment financing. Kingdom Capital Financial reviews the complete opportunity before presenting available rate and term options.
Talk with an investor loan partner about your construction financing strategy.
Construction financing support for qualifying real estate investors and development projects nationwide.
Nationwide
Service Area
Investment Properties
Primary Focus
Investor Loan Partners
Loan Guidance
Share your project details and explore potential capital solutions.
Focused knowledge for real estate investment financing.
Financing support for investors across the country.
A client approach grounded in integrity, truth, and excellence.
Tell us about your project, property, and exit strategy so our team can discuss potential financing options.
For immediate assistance, feel free to give us a direct call at +1 727.470.4171. You can also send us a quick email at info@king-cap.com.
For immediate assistance, feel free to give us a direct call at +1 727.470.4171. You can also send us a quick email at info@king-cap.com.