Fix and Flip Financing
Short-term financing for acquiring and rehabilitating investment properties, with structures that may consider ARV, LTC, investor experience, and the planned exit strategy.
Fund your next property renovation with investor-focused fix and flip financing from Kingdom Capital Financial. Financing may support acquisition and rehabilitation projects through structures based on factors such as after-repair value, loan-to-cost considerations, experience, and exit strategy. With nationwide service and flexible capital solutions, investors can pursue opportunities with a clearer path from purchase through resale.

Explore acquisition, rehabilitation, bridge, construction, and exit-focused financing options for investment property projects.
Short-term financing for acquiring and rehabilitating investment properties, with structures that may consider ARV, LTC, investor experience, and the planned exit strategy.
Short-term capital for acquisitions, transitional properties, repositioning, construction completion, or other situations requiring funding before permanent financing or sale.
Financing for major renovations, ground-up development, and value-add projects across residential, multifamily, and commercial properties, aligned with project costs and exit plans.
Funding for investors who acquire and renovate properties before refinancing into long-term rental financing, combining short-term rehabilitation and DSCR strategies.
Guidance for evaluating financing options, structuring deals, and identifying capital based on the property, borrower, project, and intended exit strategy.
Long-term financing for investment properties based primarily on property cash flow, supporting purchases, refinances, cash-out refinances, and portfolio strategies.
Kingdom Capital Financial helps investors evaluate financing for acquisitions and rehabilitation projects across the United States. Fix and flip structures may use after-repair value and loan-to-cost considerations while accounting for the property, borrower experience, renovation scope, and exit strategy. Related bridge, construction, DSCR, and rehab-to-rent options can help align capital with the project’s broader investment plan.

Get investor-focused guidance and capital strategies designed around your property and objectives.
Financing solutions are designed for real estate investors, renovators, developers, and portfolio owners.
Explore customized capital solutions for acquiring, renovating, refinancing, or repositioning properties.
Work with experienced financial professionals and investor loan partners throughout the financing process.
Access investor financing support nationwide through a coordinated lending network and streamlined application process.
Experienced professionals help investors navigate financing with clarity and strategic guidance.

Founder & CE
Michael A. Kirk is the Founder & CEO of Kingdom Capital Financial, bringing an impressive 29 years of experience in the financial industry. Since launching his career in 1997, Michael has consistently been a top performer, building a deep expertise in real estate investment financing and strategic capital solutions. As founder, he established Kingdom Capital Financial's mission of helping real estate investors and business owners nationwide build wealth through flexible, investor-focused lending programs. Michael's leadership is grounded in integrity, truth, and excellence, guiding the company's approach to every client relationship. His extensive industry knowledge and long-standing commitment to client success have positioned Kingdom Capital Financial as a trusted partner for investors seeking to expand their portfolios with confidence and strategic financial guidance.

VP of Operations
Stephen Salanitri serves as VP of Operations at Kingdom Capital Financial, bringing over 20 years of sales leadership experience combined with a unique background in ministry. This distinctive blend of expertise allows Stephen to lead the company's operations with both strategic business acumen and a genuine, values-driven approach to client relationships. He oversees the day-to-day operational functions that keep Kingdom Capital Financial running efficiently, ensuring investors and business owners receive timely, well-coordinated service throughout their financing journey. Stephen's dedication to integrity and excellence reflects the company's core mission of building lasting partnerships with real estate investors nationwide. His leadership ensures that operational processes align seamlessly with the company's commitment to helping clients achieve their real estate and business financing goals.

Investor Loan Partner
Mark Tope is an Investor Loan Partner at Kingdom Capital Financial with over 30 years of experience as a seasoned business entrepreneur. His extensive background in business ownership gives him a practical, results-driven perspective when guiding real estate investors and business owners through their financing options. Mark specializes in helping clients navigate the lending process, offering tailored capital solutions that support portfolio growth and long-term wealth-building strategies. His decades of entrepreneurial experience allow him to relate directly to the challenges investors face, providing insightful, straightforward guidance from application through funding. Mark is committed to Kingdom Capital Financial's core values of integrity, truth, and excellence, ensuring every client he works with feels supported and confident in their financing decisions.

Investor Loan Partner
Santino Salanitri is an Investor Loan Partner at Kingdom Capital Financial, specializing in ground-up construction, fix-and-flip, DSCR, and commercial loan programs. His focused expertise across these diverse lending categories allows him to serve a wide range of real estate investors, from those building new properties to those repositioning existing assets for maximum returns. Santino works closely with clients to structure financing solutions that align with their specific investment strategies, whether they're flipping properties, developing new construction, or acquiring cash-flowing rental assets. His knowledge of DSCR and commercial lending makes him a valuable resource for investors seeking flexible qualification options beyond traditional income verification. Santino upholds Kingdom Capital Financial's commitment to integrity and excellence in every client interaction, nationwide.

Processing & Operations
Hahn (Nguyen) Montalvo serves as a Commercial Real Estate Investment Loan Partner and Processor at Kingdom Capital Financial, bringing over 20 years of experience to the role. Hahn's deep expertise in loan processing and commercial real estate financing ensures that client applications move smoothly and efficiently through every stage of the funding process. Her meticulous attention to detail and thorough understanding of investment lending requirements help minimize delays and streamline approvals for investors nationwide. Hahn plays a critical role in the operations team, coordinating between clients and lending partners to ensure accuracy and compliance throughout each transaction. Her long-standing experience and dedication to excellence make her an integral part of Kingdom Capital Financial's mission to help investors build their real estate portfolios with confidence.
Fix and flip loans are short-term investor financing products used to acquire and rehabilitate properties intended for resale. Financing structures may consider the property’s after-repair value, loan-to-cost factors, renovation plans, borrower experience, and anticipated exit strategy. Kingdom Capital Financial works with investors to evaluate whether a fix and flip structure fits the project and broader investment objectives.
Talk with an investor loan partner about your financing strategy.
Kingdom Capital Financial supports real estate investors and business owners nationwide through strategic lending solutions.
Nationwide
Service Area
Real Estate Investors
Primary Focus
Loan Structuring
Available Guidance
Connect with the lending team about your acquisition and renovation plans.
Specialized guidance for real estate investment financing strategies.
Leadership grounded in extensive financial industry experience.
Capital solutions designed around property and portfolio objectives.
Share your property and financing goals to begin a conversation with an investor loan partner.
For immediate assistance, feel free to give us a direct call at +1 727.470.4171. You can also send us a quick email at info@king-cap.com.
For immediate assistance, feel free to give us a direct call at +1 727.470.4171. You can also send us a quick email at info@king-cap.com.