Multifamily Financing
Financing for 5+ unit multifamily properties through conventional, agency, FHA/Ginnie, CMBS, bridge, and portfolio structures, subject to program fit.
Fund apartment rehabilitation projects with capital structured around acquisition, renovation, property performance, and your exit strategy. Kingdom Capital Financial helps investors evaluate construction, bridge, multifamily, and other financing options for value-add opportunities. Whether you are repositioning an existing apartment asset or planning a larger renovation, our investor-focused team provides strategic guidance nationwide.

Explore financing options for apartment acquisition, rehabilitation, construction, repositioning, and long-term investment strategies.
Financing for 5+ unit multifamily properties through conventional, agency, FHA/Ginnie, CMBS, bridge, and portfolio structures, subject to program fit.
Capital for major apartment renovations and value-add projects, with structures aligned to project costs, property plans, and the intended exit strategy.
Short-term financing for transitional apartment properties, repositioning, lease-up, construction completion, or acquisitions requiring capital before permanent financing or sale.
Financing for investors who acquire and renovate properties before refinancing into long-term rental financing, combining rehab capital with DSCR options.
Short-term investor financing for acquisition and rehabilitation projects, including ARV/LTC-based structures and options for experienced real estate investors.
Pre-qualification and structuring support to evaluate property, borrower, project, and exit strategy considerations before selecting suitable capital.
Apartment rehabilitation projects require financing that accounts for the property, renovation scope, borrower profile, and planned exit. Kingdom Capital Financial can help evaluate multifamily, construction, bridge, rehab-to-rent, and other capital structures for acquisition, refinance, or repositioning. The team works with investors nationwide to identify customized options designed to support portfolio growth and property equity strategies.

Get investor-focused guidance and financing options aligned with your property strategy.
Capital solutions are tailored to the property, project costs, borrower profile, and intended exit strategy.
Experienced loan partners understand acquisition, rehabilitation, construction, DSCR, bridge, and commercial financing.
A simple application process can help reduce paperwork while keeping financing evaluation organized.
The team supports real estate investors nationwide with financing options for multifamily and related collateral.
Experienced professionals guide investors through strategic property financing decisions.

Founder & CE
Michael A. Kirk is the Founder & CEO of Kingdom Capital Financial, bringing an impressive 29 years of experience in the financial industry. Since launching his career in 1997, Michael has consistently been a top performer, building a deep expertise in real estate investment financing and strategic capital solutions. As founder, he established Kingdom Capital Financial's mission of helping real estate investors and business owners nationwide build wealth through flexible, investor-focused lending programs. Michael's leadership is grounded in integrity, truth, and excellence, guiding the company's approach to every client relationship. His extensive industry knowledge and long-standing commitment to client success have positioned Kingdom Capital Financial as a trusted partner for investors seeking to expand their portfolios with confidence and strategic financial guidance.

VP of Operations
Stephen Salanitri serves as VP of Operations at Kingdom Capital Financial, bringing over 20 years of sales leadership experience combined with a unique background in ministry. This distinctive blend of expertise allows Stephen to lead the company's operations with both strategic business acumen and a genuine, values-driven approach to client relationships. He oversees the day-to-day operational functions that keep Kingdom Capital Financial running efficiently, ensuring investors and business owners receive timely, well-coordinated service throughout their financing journey. Stephen's dedication to integrity and excellence reflects the company's core mission of building lasting partnerships with real estate investors nationwide. His leadership ensures that operational processes align seamlessly with the company's commitment to helping clients achieve their real estate and business financing goals.

Investor Loan Partner
Mark Tope is an Investor Loan Partner at Kingdom Capital Financial with over 30 years of experience as a seasoned business entrepreneur. His extensive background in business ownership gives him a practical, results-driven perspective when guiding real estate investors and business owners through their financing options. Mark specializes in helping clients navigate the lending process, offering tailored capital solutions that support portfolio growth and long-term wealth-building strategies. His decades of entrepreneurial experience allow him to relate directly to the challenges investors face, providing insightful, straightforward guidance from application through funding. Mark is committed to Kingdom Capital Financial's core values of integrity, truth, and excellence, ensuring every client he works with feels supported and confident in their financing decisions.

Investor Loan Partner
Santino Salanitri is an Investor Loan Partner at Kingdom Capital Financial, specializing in ground-up construction, fix-and-flip, DSCR, and commercial loan programs. His focused expertise across these diverse lending categories allows him to serve a wide range of real estate investors, from those building new properties to those repositioning existing assets for maximum returns. Santino works closely with clients to structure financing solutions that align with their specific investment strategies, whether they're flipping properties, developing new construction, or acquiring cash-flowing rental assets. His knowledge of DSCR and commercial lending makes him a valuable resource for investors seeking flexible qualification options beyond traditional income verification. Santino upholds Kingdom Capital Financial's commitment to integrity and excellence in every client interaction, nationwide.

Processing & Operations
Hahn (Nguyen) Montalvo serves as a Commercial Real Estate Investment Loan Partner and Processor at Kingdom Capital Financial, bringing over 20 years of experience to the role. Hahn's deep expertise in loan processing and commercial real estate financing ensures that client applications move smoothly and efficiently through every stage of the funding process. Her meticulous attention to detail and thorough understanding of investment lending requirements help minimize delays and streamline approvals for investors nationwide. Hahn plays a critical role in the operations team, coordinating between clients and lending partners to ensure accuracy and compliance throughout each transaction. Her long-standing experience and dedication to excellence make her an integral part of Kingdom Capital Financial's mission to help investors build their real estate portfolios with confidence.
A “40% loan scheme” is not a single universal mortgage or rehabilitation financing program. The phrase may refer to a lender’s loan-to-cost, loan-to-value, equity, or deposit requirement, depending on the product and transaction. Apartment rehabilitation terms vary based on the property, renovation plan, borrower, capital structure, and exit strategy, so the percentage should be confirmed against the specific proposal.
Discuss your apartment rehabilitation strategy with an investor loan partner.
Capital solutions designed around real estate investment strategies
Financing support available to real estate investors nationwide
Financial professionals with extensive lending and investment experience
Share your project details and connect with a Kingdom Capital Financial loan partner.
For immediate assistance, feel free to give us a direct call at +1 727.470.4171. You can also send us a quick email at info@king-cap.com.
For immediate assistance, feel free to give us a direct call at +1 727.470.4171. You can also send us a quick email at info@king-cap.com.