Mezzanine Gap Financing
Secondary or layered capital designed to increase total project leverage and reduce the equity required from experienced real estate sponsors pursuing qualifying opportunities.
Mezzanine finance can help experienced real estate sponsors increase total project leverage while reducing the equity required for qualifying investments. Kingdom Capital Financial connects investors and business owners with layered capital solutions for acquisitions, development, refinancing, repositioning, and other commercial opportunities. With nationwide service and an investor-focused approach, the team helps structure financing around the property, project, borrower, and intended exit strategy.

Layered capital and complementary financing solutions for commercial real estate acquisitions, development, refinancing, and repositioning.
Secondary or layered capital designed to increase total project leverage and reduce the equity required from experienced real estate sponsors pursuing qualifying opportunities.
Short-term capital for acquisitions, transitional properties, repositioning, lease-up, construction completion, or other situations requiring funding before permanent financing or sale.
Financing for ground-up development, major renovations, and value-add projects across residential, multifamily, and commercial properties, aligned with project costs and exit strategy.
Financing for income-producing commercial properties, including multifamily, retail, office, industrial, hospitality, self-storage, and mixed-use properties.
Pre-qualification and deal structuring help investors evaluate financing options and identify suitable capital based on property, borrower, project, and exit strategy.
Long-term investment-property financing based primarily on property cash flow rather than traditional personal income, with purchase and refinancing options available.
Mezzanine and gap financing can complement senior debt when a project requires additional capital beyond the primary loan. Kingdom Capital Financial helps experienced sponsors evaluate layered structures for acquisitions, development, refinancing, and repositioning. The team considers the property, borrower, project economics, and exit strategy while connecting clients with customized financing designed to support portfolio growth and reduce required equity where appropriate.

Get investor-focused guidance from an experienced financial network built around strategic capital solutions.
Work with experienced financial professionals and investor loan partners who understand real estate financing.
Financing options are tailored to the property, borrower, project, and intended exit strategy.
Solutions support portfolio expansion, property equity leverage, and long-term wealth-building strategies.
Nationwide support helps real estate investors pursue opportunities across diverse property and market types.
Experienced professionals guide investors through strategic financing decisions.

Founder & CE
Michael A. Kirk is the Founder & CEO of Kingdom Capital Financial, bringing an impressive 29 years of experience in the financial industry. Since launching his career in 1997, Michael has consistently been a top performer, building a deep expertise in real estate investment financing and strategic capital solutions. As founder, he established Kingdom Capital Financial's mission of helping real estate investors and business owners nationwide build wealth through flexible, investor-focused lending programs. Michael's leadership is grounded in integrity, truth, and excellence, guiding the company's approach to every client relationship. His extensive industry knowledge and long-standing commitment to client success have positioned Kingdom Capital Financial as a trusted partner for investors seeking to expand their portfolios with confidence and strategic financial guidance.

VP of Operations
Stephen Salanitri serves as VP of Operations at Kingdom Capital Financial, bringing over 20 years of sales leadership experience combined with a unique background in ministry. This distinctive blend of expertise allows Stephen to lead the company's operations with both strategic business acumen and a genuine, values-driven approach to client relationships. He oversees the day-to-day operational functions that keep Kingdom Capital Financial running efficiently, ensuring investors and business owners receive timely, well-coordinated service throughout their financing journey. Stephen's dedication to integrity and excellence reflects the company's core mission of building lasting partnerships with real estate investors nationwide. His leadership ensures that operational processes align seamlessly with the company's commitment to helping clients achieve their real estate and business financing goals.

Investor Loan Partner
Mark Tope is an Investor Loan Partner at Kingdom Capital Financial with over 30 years of experience as a seasoned business entrepreneur. His extensive background in business ownership gives him a practical, results-driven perspective when guiding real estate investors and business owners through their financing options. Mark specializes in helping clients navigate the lending process, offering tailored capital solutions that support portfolio growth and long-term wealth-building strategies. His decades of entrepreneurial experience allow him to relate directly to the challenges investors face, providing insightful, straightforward guidance from application through funding. Mark is committed to Kingdom Capital Financial's core values of integrity, truth, and excellence, ensuring every client he works with feels supported and confident in their financing decisions.

Investor Loan Partner
Santino Salanitri is an Investor Loan Partner at Kingdom Capital Financial, specializing in ground-up construction, fix-and-flip, DSCR, and commercial loan programs. His focused expertise across these diverse lending categories allows him to serve a wide range of real estate investors, from those building new properties to those repositioning existing assets for maximum returns. Santino works closely with clients to structure financing solutions that align with their specific investment strategies, whether they're flipping properties, developing new construction, or acquiring cash-flowing rental assets. His knowledge of DSCR and commercial lending makes him a valuable resource for investors seeking flexible qualification options beyond traditional income verification. Santino upholds Kingdom Capital Financial's commitment to integrity and excellence in every client interaction, nationwide.

Processing & Operations
Hahn (Nguyen) Montalvo serves as a Commercial Real Estate Investment Loan Partner and Processor at Kingdom Capital Financial, bringing over 20 years of experience to the role. Hahn's deep expertise in loan processing and commercial real estate financing ensures that client applications move smoothly and efficiently through every stage of the funding process. Her meticulous attention to detail and thorough understanding of investment lending requirements help minimize delays and streamline approvals for investors nationwide. Hahn plays a critical role in the operations team, coordinating between clients and lending partners to ensure accuracy and compliance throughout each transaction. Her long-standing experience and dedication to excellence make her an integral part of Kingdom Capital Financial's mission to help investors build their real estate portfolios with confidence.
Mezzanine financing is a secondary or layered capital solution positioned alongside senior debt. It can help increase a project's total leverage and reduce the equity required from an experienced real estate sponsor. Structures vary by transaction and may be considered for acquisitions, development, refinancing, or repositioning when the primary loan does not fully meet the project's capital needs.
Talk with an investor loan partner about your project and financing strategy.
Strategic financing support for real estate investors
Financial expertise supporting customized capital solutions
Financing guidance available to investors nationwide
Share your project details and connect with a team member about strategic capital solutions.
For immediate assistance, feel free to give us a direct call at +1 727.470.4171. You can also send us a quick email at info@king-cap.com.
For immediate assistance, feel free to give us a direct call at +1 727.470.4171. You can also send us a quick email at info@king-cap.com.