Commercial Real Estate Loans
Financing for income-producing commercial properties, including multifamily, retail, office, industrial, hospitality, self-storage, and mixed-use assets.
Secure strategic financing for commercial real estate acquisitions, refinances, development, and repositioning. Kingdom Capital Financial connects investors and business owners with customized capital solutions for office, retail, industrial, multifamily, hospitality, mixed-use, and other income-producing properties. With nationwide service and an investor-focused approach, the team helps you evaluate options, structure the deal, and pursue growth with greater confidence.

Explore commercial financing solutions for acquisitions, refinances, development, repositioning, and income-producing property investments.
Financing for income-producing commercial properties, including multifamily, retail, office, industrial, hospitality, self-storage, and mixed-use assets.
Capital solutions for office property acquisitions, refinances, and investment purposes across CBD and suburban office assets.
Commercial financing for industrial, warehouse, and distribution properties, including acquisitions, refinances, value-add projects, and development.
Financing for retail centers, strip centers, shopping centers, and single-tenant NNN properties based on the project and investment strategy.
Financing options for five-or-more-unit multifamily properties through conventional, agency, FHA/Ginnie, CMBS, bridge, and portfolio structures.
Capital for ground-up commercial development, major renovations, and value-add projects from pre-development through completion and stabilization.
Commercial real estate financing should reflect the property, borrower, business plan, and exit strategy. Kingdom Capital Financial helps investors and business owners evaluate acquisition, refinance, bridge, construction, and permanent financing options across commercial property types. Its nationwide network supports strategic deal structuring, streamlined applications, and flexible solutions designed to help clients expand portfolios, leverage equity, or pursue their next opportunity.

Get investor-focused guidance and financing options aligned with your commercial real estate strategy.
Work with experienced financial professionals and investor loan partners focused on strategic capital solutions.
Explore financing tailored to the property, borrower, project objectives, and intended exit strategy.
Access commercial, bridge, construction, SBA, DSCR, and other lending solutions through one network.
Reduce paperwork through a simple application process and coordinated support from evaluation through funding.
Experienced professionals helping investors and business owners pursue strategic financing.

Founder & CE
Michael A. Kirk is the Founder & CEO of Kingdom Capital Financial, bringing an impressive 29 years of experience in the financial industry. Since launching his career in 1997, Michael has consistently been a top performer, building a deep expertise in real estate investment financing and strategic capital solutions. As founder, he established Kingdom Capital Financial's mission of helping real estate investors and business owners nationwide build wealth through flexible, investor-focused lending programs. Michael's leadership is grounded in integrity, truth, and excellence, guiding the company's approach to every client relationship. His extensive industry knowledge and long-standing commitment to client success have positioned Kingdom Capital Financial as a trusted partner for investors seeking to expand their portfolios with confidence and strategic financial guidance.

VP of Operations
Stephen Salanitri serves as VP of Operations at Kingdom Capital Financial, bringing over 20 years of sales leadership experience combined with a unique background in ministry. This distinctive blend of expertise allows Stephen to lead the company's operations with both strategic business acumen and a genuine, values-driven approach to client relationships. He oversees the day-to-day operational functions that keep Kingdom Capital Financial running efficiently, ensuring investors and business owners receive timely, well-coordinated service throughout their financing journey. Stephen's dedication to integrity and excellence reflects the company's core mission of building lasting partnerships with real estate investors nationwide. His leadership ensures that operational processes align seamlessly with the company's commitment to helping clients achieve their real estate and business financing goals.

Investor Loan Partner
Mark Tope is an Investor Loan Partner at Kingdom Capital Financial with over 30 years of experience as a seasoned business entrepreneur. His extensive background in business ownership gives him a practical, results-driven perspective when guiding real estate investors and business owners through their financing options. Mark specializes in helping clients navigate the lending process, offering tailored capital solutions that support portfolio growth and long-term wealth-building strategies. His decades of entrepreneurial experience allow him to relate directly to the challenges investors face, providing insightful, straightforward guidance from application through funding. Mark is committed to Kingdom Capital Financial's core values of integrity, truth, and excellence, ensuring every client he works with feels supported and confident in their financing decisions.

Investor Loan Partner
Santino Salanitri is an Investor Loan Partner at Kingdom Capital Financial, specializing in ground-up construction, fix-and-flip, DSCR, and commercial loan programs. His focused expertise across these diverse lending categories allows him to serve a wide range of real estate investors, from those building new properties to those repositioning existing assets for maximum returns. Santino works closely with clients to structure financing solutions that align with their specific investment strategies, whether they're flipping properties, developing new construction, or acquiring cash-flowing rental assets. His knowledge of DSCR and commercial lending makes him a valuable resource for investors seeking flexible qualification options beyond traditional income verification. Santino upholds Kingdom Capital Financial's commitment to integrity and excellence in every client interaction, nationwide.

Processing & Operations
Hahn (Nguyen) Montalvo serves as a Commercial Real Estate Investment Loan Partner and Processor at Kingdom Capital Financial, bringing over 20 years of experience to the role. Hahn's deep expertise in loan processing and commercial real estate financing ensures that client applications move smoothly and efficiently through every stage of the funding process. Her meticulous attention to detail and thorough understanding of investment lending requirements help minimize delays and streamline approvals for investors nationwide. Hahn plays a critical role in the operations team, coordinating between clients and lending partners to ensure accuracy and compliance throughout each transaction. Her long-standing experience and dedication to excellence make her an integral part of Kingdom Capital Financial's mission to help investors build their real estate portfolios with confidence.
The best loan depends on the property type, intended use, borrower profile, project plan, and exit strategy. Commercial real estate loans may support income-producing properties, while SBA financing can support owner-occupied commercial real estate. Bridge, construction, multifamily, office, retail, industrial, and other structures may also fit depending on the transaction. A pre-qualification and loan-structuring review can help identify suitable options.
Talk with the lending team about your property and financing objectives.
A values-driven approach to investor and business-owner relationships.
Clear communication to support informed financing decisions.
Focused service from experienced financial professionals.
Share your property goals with Kingdom Capital Financial to begin a focused financing conversation.
For immediate assistance, feel free to give us a direct call at +1 727.470.4171. You can also send us a quick email at info@king-cap.com.
For immediate assistance, feel free to give us a direct call at +1 727.470.4171. You can also send us a quick email at info@king-cap.com.