Ground-Up Financing
Construction financing for new multifamily and commercial developments, supporting projects from pre-development through completion and stabilization with structures aligned to project needs.
Fund your next real estate project with investor-focused property development finance tailored to acquisition, construction, renovation, and exit strategy. Kingdom Capital Financial helps developers and investors evaluate flexible capital solutions for ground-up projects, value-add opportunities, and income-producing properties. With nationwide service, experienced loan partners, and customized structures, you can pursue growth while keeping financing aligned with your investment objectives.

Flexible capital solutions for acquisitions, construction, renovations, refinancing, and income-producing real estate investments.
Construction financing for new multifamily and commercial developments, supporting projects from pre-development through completion and stabilization with structures aligned to project needs.
Capital for ground-up development, major renovations, and value-add projects across residential, multifamily, and commercial properties, coordinated with project costs and exit strategy.
Short-term financing for acquisitions, transitional properties, repositioning, lease-up, construction completion, and other situations requiring capital before permanent financing or sale.
Financing for income-producing multifamily, retail, office, industrial, hospitality, self-storage, and mixed-use properties through appropriate commercial capital structures.
Secondary or layered capital designed to increase total project leverage and reduce the equity required from experienced real estate sponsors pursuing development opportunities.
Guidance for evaluating financing options, structuring deals, and identifying suitable capital based on the property, borrower, project, and intended exit strategy.

Your loan partner reviews the property, development plan, borrower profile, intended use of funds, and anticipated exit strategy to understand the opportunity and identify suitable financing paths.
Investor-focused guidance and flexible capital solutions for real estate projects across the United States.
Financing guidance is built around real estate investors, developers, renovators, and portfolio growth strategies.
Access construction, bridge, commercial, DSCR, mezzanine, and other solutions for varied project requirements.
Work with a network of experienced financial professionals and loan partners throughout the financing process.
A simple application approach helps reduce paperwork and support efficient evaluation of time-sensitive opportunities.
Experienced professionals helping investors pursue strategic real estate financing.

Founder & CE
Michael A. Kirk is the Founder & CEO of Kingdom Capital Financial, bringing an impressive 29 years of experience in the financial industry. Since launching his career in 1997, Michael has consistently been a top performer, building a deep expertise in real estate investment financing and strategic capital solutions. As founder, he established Kingdom Capital Financial's mission of helping real estate investors and business owners nationwide build wealth through flexible, investor-focused lending programs. Michael's leadership is grounded in integrity, truth, and excellence, guiding the company's approach to every client relationship. His extensive industry knowledge and long-standing commitment to client success have positioned Kingdom Capital Financial as a trusted partner for investors seeking to expand their portfolios with confidence and strategic financial guidance.

VP of Operations
Stephen Salanitri serves as VP of Operations at Kingdom Capital Financial, bringing over 20 years of sales leadership experience combined with a unique background in ministry. This distinctive blend of expertise allows Stephen to lead the company's operations with both strategic business acumen and a genuine, values-driven approach to client relationships. He oversees the day-to-day operational functions that keep Kingdom Capital Financial running efficiently, ensuring investors and business owners receive timely, well-coordinated service throughout their financing journey. Stephen's dedication to integrity and excellence reflects the company's core mission of building lasting partnerships with real estate investors nationwide. His leadership ensures that operational processes align seamlessly with the company's commitment to helping clients achieve their real estate and business financing goals.

Investor Loan Partner
Mark Tope is an Investor Loan Partner at Kingdom Capital Financial with over 30 years of experience as a seasoned business entrepreneur. His extensive background in business ownership gives him a practical, results-driven perspective when guiding real estate investors and business owners through their financing options. Mark specializes in helping clients navigate the lending process, offering tailored capital solutions that support portfolio growth and long-term wealth-building strategies. His decades of entrepreneurial experience allow him to relate directly to the challenges investors face, providing insightful, straightforward guidance from application through funding. Mark is committed to Kingdom Capital Financial's core values of integrity, truth, and excellence, ensuring every client he works with feels supported and confident in their financing decisions.

Investor Loan Partner
Santino Salanitri is an Investor Loan Partner at Kingdom Capital Financial, specializing in ground-up construction, fix-and-flip, DSCR, and commercial loan programs. His focused expertise across these diverse lending categories allows him to serve a wide range of real estate investors, from those building new properties to those repositioning existing assets for maximum returns. Santino works closely with clients to structure financing solutions that align with their specific investment strategies, whether they're flipping properties, developing new construction, or acquiring cash-flowing rental assets. His knowledge of DSCR and commercial lending makes him a valuable resource for investors seeking flexible qualification options beyond traditional income verification. Santino upholds Kingdom Capital Financial's commitment to integrity and excellence in every client interaction, nationwide.

Processing & Operations
Hahn (Nguyen) Montalvo serves as a Commercial Real Estate Investment Loan Partner and Processor at Kingdom Capital Financial, bringing over 20 years of experience to the role. Hahn's deep expertise in loan processing and commercial real estate financing ensures that client applications move smoothly and efficiently through every stage of the funding process. Her meticulous attention to detail and thorough understanding of investment lending requirements help minimize delays and streamline approvals for investors nationwide. Hahn plays a critical role in the operations team, coordinating between clients and lending partners to ensure accuracy and compliance throughout each transaction. Her long-standing experience and dedication to excellence make her an integral part of Kingdom Capital Financial's mission to help investors build their real estate portfolios with confidence.
Property development finance provides capital for real estate projects such as ground-up construction, major renovations, and value-add developments. Financing may be structured around project costs, the property, the borrower, and the anticipated exit strategy. Depending on the opportunity, investors may consider construction, bridge, commercial, mezzanine, or other capital solutions.
Talk with an investor loan partner about your property development plans.
Investor-focused property development financing is available nationwide through an experienced lending network.
Nationwide
Service Area
Real Estate Investors
Investor Focus
Experienced Loan Partners
Capital Guidance
Connect with the team to review your property development financing needs.
Capital guidance tailored to real estate investment strategies
A network supporting strategic financing and industry expertise
Company values guiding client relationships and financing support
Share your project details and connect with an investor-focused loan partner about potential financing options.
For immediate assistance, feel free to give us a direct call at +1 727.470.4171. You can also send us a quick email at info@king-cap.com.
For immediate assistance, feel free to give us a direct call at +1 727.470.4171. You can also send us a quick email at info@king-cap.com.