Fix and Flip Loans in Texas

Pursue Texas real estate opportunities with investor-focused fix and flip financing for acquisition and rehabilitation projects. Kingdom Capital Financial helps investors evaluate ARV- and LTC-based structures, align capital with the renovation plan, and move toward an exit strategy with flexible guidance. Whether you are renovating a single-family, mixed-use, or multifamily property, financing options can be tailored to the project.

Investor reviewing Texas fix and flip property financing plans

Our Fix and Flip Loan Services

Flexible financing options for acquiring, renovating, repositioning, and transitioning investment properties toward a planned exit.

Fix & Flip Financing

Short-term investor financing for property acquisition and rehabilitation projects, including ARV- and LTC-based structures designed for experienced flippers.

Bridge Financing

Short-term capital for acquisitions, transitional properties, repositioning, construction completion, or projects awaiting permanent financing or sale.

Rehab-to-Rent Financing

Financing for investors who renovate properties before refinancing into long-term rental financing, combining short-term rehabilitation and DSCR strategies.

Investor-Focused Financing

Structure Capital Around Your Project

Texas investors often need capital that reflects the property’s acquisition plan, rehabilitation scope, projected value, and intended exit. Kingdom Capital Financial provides investor-focused guidance on short-term fix and flip structures, including ARV- and LTC-based options. The team can also help evaluate bridge or rehab-to-rent strategies when a project’s goals extend beyond a traditional resale, supporting clearer decisions from acquisition through completion.

Investor and lending professional discussing a Texas renovation project
The Kingdom Difference

Why Choose Kingdom Capital Financial?

Get strategic guidance from an experienced lending network focused on investor financing and portfolio growth.

Flexible Structures

Evaluate ARV-, LTC-, bridge-, and rehabilitation-focused structures around the project and intended exit.

Investor Expertise

Work with experienced loan partners who understand fix-and-flip, construction, DSCR, and commercial financing.

Streamlined Process

Reduce paperwork through a simple application process designed for time-sensitive Texas investment opportunities.

Nationwide Reach

Access a nationwide lending network while pursuing property investment opportunities across Texas markets.

Meet The Lending Team

Experienced professionals guide investors through strategic financing decisions.

Portrait of Michael Kirk, Founder & CEO

Michael Kirk

Founder & CE

Michael A. Kirk is the Founder & CEO of Kingdom Capital Financial, bringing an impressive 29 years of experience in the financial industry. Since launching his career in 1997, Michael has consistently been a top performer, building a deep expertise in real estate investment financing and strategic capital solutions. As founder, he established Kingdom Capital Financial's mission of helping real estate investors and business owners nationwide build wealth through flexible, investor-focused lending programs. Michael's leadership is grounded in integrity, truth, and excellence, guiding the company's approach to every client relationship. His extensive industry knowledge and long-standing commitment to client success have positioned Kingdom Capital Financial as a trusted partner for investors seeking to expand their portfolios with confidence and strategic financial guidance.

Portrait of Stephen Salanitri, VP of Operations

Stephen Salanitri

VP of Operations

Stephen Salanitri serves as VP of Operations at Kingdom Capital Financial, bringing over 20 years of sales leadership experience combined with a unique background in ministry. This distinctive blend of expertise allows Stephen to lead the company's operations with both strategic business acumen and a genuine, values-driven approach to client relationships. He oversees the day-to-day operational functions that keep Kingdom Capital Financial running efficiently, ensuring investors and business owners receive timely, well-coordinated service throughout their financing journey. Stephen's dedication to integrity and excellence reflects the company's core mission of building lasting partnerships with real estate investors nationwide. His leadership ensures that operational processes align seamlessly with the company's commitment to helping clients achieve their real estate and business financing goals.

Portrait of Mark Tope, Investor Loan Partner

Mark Tope

Investor Loan Partner

Mark Tope is an Investor Loan Partner at Kingdom Capital Financial with over 30 years of experience as a seasoned business entrepreneur. His extensive background in business ownership gives him a practical, results-driven perspective when guiding real estate investors and business owners through their financing options. Mark specializes in helping clients navigate the lending process, offering tailored capital solutions that support portfolio growth and long-term wealth-building strategies. His decades of entrepreneurial experience allow him to relate directly to the challenges investors face, providing insightful, straightforward guidance from application through funding. Mark is committed to Kingdom Capital Financial's core values of integrity, truth, and excellence, ensuring every client he works with feels supported and confident in their financing decisions.

Portrait of Santino Salanitri, Investor Loan Partner

Santino Salanitri

Investor Loan Partner

Santino Salanitri is an Investor Loan Partner at Kingdom Capital Financial, specializing in ground-up construction, fix-and-flip, DSCR, and commercial loan programs. His focused expertise across these diverse lending categories allows him to serve a wide range of real estate investors, from those building new properties to those repositioning existing assets for maximum returns. Santino works closely with clients to structure financing solutions that align with their specific investment strategies, whether they're flipping properties, developing new construction, or acquiring cash-flowing rental assets. His knowledge of DSCR and commercial lending makes him a valuable resource for investors seeking flexible qualification options beyond traditional income verification. Santino upholds Kingdom Capital Financial's commitment to integrity and excellence in every client interaction, nationwide.

Portrait of Hahn (Nguyen) Montalvo, Processing & Operations

Hahn (Nguyen) Montalvo

Processing & Operations

Hahn (Nguyen) Montalvo serves as a Commercial Real Estate Investment Loan Partner and Processor at Kingdom Capital Financial, bringing over 20 years of experience to the role. Hahn's deep expertise in loan processing and commercial real estate financing ensures that client applications move smoothly and efficiently through every stage of the funding process. Her meticulous attention to detail and thorough understanding of investment lending requirements help minimize delays and streamline approvals for investors nationwide. Hahn plays a critical role in the operations team, coordinating between clients and lending partners to ensure accuracy and compliance throughout each transaction. Her long-standing experience and dedication to excellence make her an integral part of Kingdom Capital Financial's mission to help investors build their real estate portfolios with confidence.

Frequently Asked Questions

How much do you have to put down on a fix and flip loan?

The required contribution varies by the property, acquisition terms, rehabilitation scope, borrower experience, projected value, and selected loan structure. Fix and flip financing may be evaluated using factors such as after-repair value and loan-to-cost considerations. Kingdom Capital Financial can review the project details and help identify an appropriate structure rather than applying one universal down-payment requirement.

Can I get a fix and flip loan in Texas?

What can a fix and flip loan be used for?

What does ARV mean in fix and flip financing?

What does LTC mean for a fix and flip loan?

Do I need previous fix and flip experience to apply?

Can fix and flip financing support multifamily properties?

Can I refinance after completing a renovation?

Still Have Fix And Flip Questions?

Discuss your Texas project with an investor-focused lending professional.

Texas Financing Coverage

Explore fix and flip financing for Texas investment opportunities through a nationwide lending network.

Nationwide

Service Area

Texas Investors

Focus

Investor-Focused

Guidance

Ready To Review Your Texas Project?

Share your acquisition, renovation, and exit strategy with our lending team.

Trusted Lending Expertise

Awards and Recognition

Investor-focused lending trust indicator

Investor-Focused Lending

Capital guidance designed around real estate investment strategies.

Experienced financial leadership trust indicator

Experienced Leadership

Led by financial professionals with extensive industry experience.

Nationwide lending network trust indicator

Nationwide Network

A lending network supporting investors across the United States.

Plan Your Next Texas Flip

Tell us about the property, renovation scope, and exit strategy to begin exploring financing options.

Contact Us Today

For immediate assistance, feel free to give us a direct call at +1 727.470.4171. You can also send us a quick email at info@king-cap.com.