Multifamily Financing
Financing for 5+ unit multifamily properties through conventional, Fannie Mae, Freddie Mac, FHA/Ginnie, CMBS, bridge, and portfolio structures.
Secure strategic financing for multifamily properties with solutions designed around acquisition, refinancing, development, bridge needs, and long-term portfolio growth. Kingdom Capital Financial connects investors with flexible capital structures for 5+ unit properties, including conventional, agency, FHA/Ginnie, CMBS, bridge, and portfolio options. Nationwide lending support helps real estate investors pursue opportunities with greater clarity and confidence.

Flexible capital solutions for acquiring, refinancing, developing, repositioning, and expanding multifamily real estate portfolios.
Financing for 5+ unit multifamily properties through conventional, Fannie Mae, Freddie Mac, FHA/Ginnie, CMBS, bridge, and portfolio structures.
Capital for ground-up multifamily development, major renovations, and value-add projects, structured around project costs and the anticipated exit strategy.
Short-term financing for acquisitions, transitional properties, repositioning, lease-up, construction completion, and other situations requiring capital before permanent financing or sale.
Long-term rental financing based primarily on property cash flow, supporting multifamily purchases, rate-term refinances, and cash-out refinancing.
Secondary or layered capital designed to increase total project leverage and potentially reduce the equity required from experienced real estate sponsors.
Pre-qualification and structuring guidance helps investors evaluate financing options based on the property, borrower, project, and intended exit strategy.
Multifamily financing can support acquisitions, refinances, construction, repositioning, and long-term portfolio growth. Kingdom Capital Financial evaluates the property, borrower profile, project objectives, and exit strategy to help identify an appropriate capital structure. Available options may include conventional, agency, FHA/Ginnie, CMBS, bridge, portfolio, and cash-flow-focused programs, giving investors a strategic starting point for complex commercial real estate decisions.

Get investor-focused guidance and financing options aligned with your property and portfolio strategy.
Access customized capital solutions for acquiring, refinancing, building, or repositioning multifamily properties.
Work with a lending network dedicated to helping real estate investors expand portfolios and build wealth.
Receive guidance from financial professionals with substantial lending, operations, and commercial investment experience.
Reduce paperwork through a simple application process designed for clearer, more efficient financing conversations.
Experienced professionals guide investors through strategic multifamily financing decisions.

Founder & CE
Michael A. Kirk is the Founder & CEO of Kingdom Capital Financial, bringing an impressive 29 years of experience in the financial industry. Since launching his career in 1997, Michael has consistently been a top performer, building a deep expertise in real estate investment financing and strategic capital solutions. As founder, he established Kingdom Capital Financial's mission of helping real estate investors and business owners nationwide build wealth through flexible, investor-focused lending programs. Michael's leadership is grounded in integrity, truth, and excellence, guiding the company's approach to every client relationship. His extensive industry knowledge and long-standing commitment to client success have positioned Kingdom Capital Financial as a trusted partner for investors seeking to expand their portfolios with confidence and strategic financial guidance.

VP of Operations
Stephen Salanitri serves as VP of Operations at Kingdom Capital Financial, bringing over 20 years of sales leadership experience combined with a unique background in ministry. This distinctive blend of expertise allows Stephen to lead the company's operations with both strategic business acumen and a genuine, values-driven approach to client relationships. He oversees the day-to-day operational functions that keep Kingdom Capital Financial running efficiently, ensuring investors and business owners receive timely, well-coordinated service throughout their financing journey. Stephen's dedication to integrity and excellence reflects the company's core mission of building lasting partnerships with real estate investors nationwide. His leadership ensures that operational processes align seamlessly with the company's commitment to helping clients achieve their real estate and business financing goals.

Investor Loan Partner
Mark Tope is an Investor Loan Partner at Kingdom Capital Financial with over 30 years of experience as a seasoned business entrepreneur. His extensive background in business ownership gives him a practical, results-driven perspective when guiding real estate investors and business owners through their financing options. Mark specializes in helping clients navigate the lending process, offering tailored capital solutions that support portfolio growth and long-term wealth-building strategies. His decades of entrepreneurial experience allow him to relate directly to the challenges investors face, providing insightful, straightforward guidance from application through funding. Mark is committed to Kingdom Capital Financial's core values of integrity, truth, and excellence, ensuring every client he works with feels supported and confident in their financing decisions.

Investor Loan Partner
Santino Salanitri is an Investor Loan Partner at Kingdom Capital Financial, specializing in ground-up construction, fix-and-flip, DSCR, and commercial loan programs. His focused expertise across these diverse lending categories allows him to serve a wide range of real estate investors, from those building new properties to those repositioning existing assets for maximum returns. Santino works closely with clients to structure financing solutions that align with their specific investment strategies, whether they're flipping properties, developing new construction, or acquiring cash-flowing rental assets. His knowledge of DSCR and commercial lending makes him a valuable resource for investors seeking flexible qualification options beyond traditional income verification. Santino upholds Kingdom Capital Financial's commitment to integrity and excellence in every client interaction, nationwide.

Processing & Operations
Hahn (Nguyen) Montalvo serves as a Commercial Real Estate Investment Loan Partner and Processor at Kingdom Capital Financial, bringing over 20 years of experience to the role. Hahn's deep expertise in loan processing and commercial real estate financing ensures that client applications move smoothly and efficiently through every stage of the funding process. Her meticulous attention to detail and thorough understanding of investment lending requirements help minimize delays and streamline approvals for investors nationwide. Hahn plays a critical role in the operations team, coordinating between clients and lending partners to ensure accuracy and compliance throughout each transaction. Her long-standing experience and dedication to excellence make her an integral part of Kingdom Capital Financial's mission to help investors build their real estate portfolios with confidence.
Requirements vary by loan program, property, borrower, and project strategy. Lenders commonly review the multifamily property, operating performance, anticipated cash flow, borrower experience, credit profile, available equity, and intended use of funds. Kingdom Capital Financial can help evaluate these factors and identify suitable conventional, agency, FHA/Ginnie, CMBS, bridge, portfolio, or other financing structures.
Talk with an investor loan partner about your multifamily financing goals.
Capital guidance designed around real estate investors and portfolio objectives.
Customized financing approaches for acquisition, refinance, development, and repositioning.
Lending guidance available to real estate investors across the United States.
Share your property and investment goals to explore suitable commercial loan options with an investor loan partner.
For immediate assistance, feel free to give us a direct call at +1 727.470.4171. You can also send us a quick email at info@king-cap.com.
For immediate assistance, feel free to give us a direct call at +1 727.470.4171. You can also send us a quick email at info@king-cap.com.