Terms & Conditions
Terms of Use
Welcome to Kingdom Capital Financial. These Terms of Use govern your access to and use of the Kingdom Capital Financial website and services (collectively, the “Website”). By accessing or using the Website, you agree to be bound by these Terms of Use.
1. Eligibility
You must be at least 18 years old and a resident of the United States to use this Website and services. By using our Website, you represent and warrant that you meet these eligibility requirements.
2. Loan Application
The Website allows you to apply for loans or financial services by submitting personal and financial information through our online forms. By submitting an application, you authorize us to verify your information and perform necessary checks, including credit checks.
3. Loan Approval
Kingdom Capital Financial is not a direct lender. We do not guarantee loan approval. We do not control the underwriting decisions or loan terms of third-party lenders or financial institutions with whom we partner.
4. Guidelines Subject to Change
Lending guidelines, credit parameters, available programs, and information on this Website are subject to change at any time. Additional requirements may be imposed by third-party lenders. Clients are encouraged to seek advice from their own legal counsel regarding any transaction.
5. Fees and Charges
Use of the Website is free. However, approved lenders may charge fees, interest, or other costs per their agreements.
6. Intellectual Property
All content, text, graphics, logos, and software on this Website are the property of Kingdom Capital Financial or its licensors and are protected by law. You may not copy, distribute, modify, or reproduce any content without prior written permission.
7. Prohibited Activities
You agree not to:
- Use the Website for unlawful, fraudulent, or harmful purposes.
- Upload or transmit malicious code (viruses, malware, etc.).
- Interfere with Website operation or security.
8. Disclaimer of Warranties
The Website is provided “as is” and “as available” without warranty of any kind. Kingdom Capital Financial does not guarantee accuracy, completeness, or reliability of content.
9. Limitation of Liability
Kingdom Capital Financial will not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of this Website.
10. Indemnification
You agree to indemnify and hold Kingdom Capital Financial harmless from any claims, losses, or damages arising out of your use of the Website or violation of these Terms.
11. Governing Law
These Terms shall be governed by the laws of the State of North Carolina, without regard to conflict of law principles.
12. Changes
We may update these Terms at any time. Updated Terms will be posted on the Website; continued use constitutes acceptance.
13. Contact
For questions about these Terms, please contact: support@kingdomcapitalfinancial.com.